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Zharta Finance

Validated
DeFi
Lending
Instant NFT Loans, Simplified.
  • 206 Followers
  • 97 Likes
Validated
Validated
Open
  • User Score 4.47
  • Validation Score 4.8
  • Trust ScoreHigh
  • General No. 889
  • DeFiNo. 259
Zharta Finance
Zharta Finance Review
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About Zharta Finance

Instant NFT Loans, Simplified. The borrower-friendly protocol! Zharta provides instant loans using NFTs as collateral, enabling NFT holders to get liquidity without having to sell their NFTs. Why Zharta ? Instant liquidity Liquidation protection Flexible pro-rata pricing, Asset bundling, exclusive lender access to defaulted NFTs

Zharta is a Web3 and DeFi platform focused on providing innovative solutions in the NFT space. The project offers a secure and user-friendly environment for NFT-backed lending and renting. Its primary mission is to enable users to unlock the value of their digital assets, providing them with instant liquidity and flexible financial options. With a strong focus on security and accessibility, Zharta aims to become a leading player in the DeFi ecosystem, catering to both individual users and institutional investors.

Zharta Finance Magic Store Validation Score

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Zharta Finance Review Score by Real Users

4.47Out of 534 Total
  • 18
  • 15
  • 0
  • 1
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34 Total
My Go-To Platform for NFT-Backed Loans
04 Oct 2023

I've been on the lookout for a reliable platform to leverage my NFTs for some extra liquidity, and stumbling upon Zharta Finance was a game-changer. This dApp isn't your everyday lending platform; it's a user-friendly hub where NFT holders like me can get loans without a hitch. The folks behind Zharta are genuinely dedicated to their users. They have this lively Discord channel where you can just drop in, ask questions, and someone from the team or the community is always there to help. I love the camaraderie and the ready-to-assist vibe there. One thing that stood out to me is the safety measures Zharta has in place. They've passed two audits, which is reassuring. And the no auto-liquidation feature? That's a big plus in my book. They recently rolled out an OTC deals service for rare/grails NFTs, showing they're in tune with what the community needs. The speed at which I could get a loan was astonishing. Zharta made the process quick and hassle-free. I could choose between different crypto to borrow (USDC, ETH), which added a layer of flexibility. They keep adding new features to make the experience better. It's evident a lot of thought and hard work goes into developing features that actually matter to us, the users. It's not just about providing a service; it's about evolving and making that service better with time. In a nutshell, Zharta Finance has become my go-to place whenever I need to unlock some liquidity from my NFTs. The blend of a dedicated team, user-centric features, and a welcoming community makes it more than just a lending platform. It's a place where you feel valued and where your digital assets can work for you in a simple, secure way. And oh, the golden vibe on their discord is just the cherry on top!Read More ››

Ninja0x avatarNinja0x135.00
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Review
27 Aug 2023

If I found myself in a situation where I needed funds urgently but lacked the resources to pay for services or other urgent needs, this is the platform I would turn to. It offers the convenience of getting an instant loan against valuable NMT. The platform offers a range of 7, 30 and 90 day plans, each with a different interest rate.Read More ››

ANN93 avatarANN9328710.00
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Zharta
08 Aug 2023

zharta finance offers straight forward lending and borrowing platform without overloading information, where you can put any accepted nft on collateral and get loan against it. everything is shown transparent, interest rates and value you can claim againd in your nftRead More ››

rocky9090 avatarrocky90906628.75
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Zharta
07 Aug 2023

I believe this is a great project. off course the team is working on it, looking forward to do some lending This has a real use caseRead More ››

GuessWhooo avatarGuessWhooo12832.50
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Zharta
07 Aug 2023

zharta finance offers straight forward lending and borrowing platform without overloading information, where you can put any accepted nft on collateral and get loan against it. everything is shown transparent, interest rates and value you can claim againd in your nft.Read More ››

rocky9090 avatarrocky90906628.75
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Zharta Finance
07 Aug 2023

A very interesting project, an intuitive interface for the user, there are minor flaws in the front-end, but the functionality itself works fine, I personally tested it. It is very convenient to leave your nft as a pledge to receive a crypt (just don't forget to return the borrowed funds =) ) I recommend everyone to try using this projectRead More ››

blkvnkl avatarblkvnkl16087.50
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Quick Loans
07 Aug 2023

A very interesting project, an intuitive interface for the user, there are minor flaws in the front-end, but the functionality itself works fine, I personally tested it. I recommend everyone to try this projectRead More ››

blkvnkl avatarblkvnkl16087.50
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quick loan
07 Aug 2023

I won’t lie if I say that the project provides a very cool protocol that allows you to use your NFTs as collateral for a loan. It's brilliant and very convenient.You do not need to sell your NFTs to use the funds. I like it, it gives a lot of flexibility and freedom to manage your crypto assets.Read More ››

morarvik avatarmorarvik2640.00
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Zharta Finance Magic Store Trust Score

  • Security Validators Score
    • 03.08.2023Validation Date

Zharta Finance User Trust Reviews

Lympid FinanceHigh
07 Aug 2023

Lympid Finance mobile app, after downloading it I was pleasantly surprised. It has a remarkable speed of operation. Creating a new wallet or importing an existing one is easy and you can get started in no time. The Marketplace is user-friendly and adds to its appeal by making it accessible to everyone. Lympid Finance is easy to use due to the many apps available in the marketplace. I recommend giving it a try.Read More ››

edvard avataredvard27956.25
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Zharta FinanceHigh
07 Aug 2023

Zharta Finance is quite an interesting project dedicated to a rapidly developing area - NFT lending. The team is doing an excellent job. The ideas are getting bigger and more interesting.Read More ››

edvard avataredvard27956.25
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Zharta Finance FAQ

In a market downturn, Zharta's liquidation protection mechanisms activate. This feature helps minimize sudden asset sales by adjusting loan terms and offering flexible repayment options, ensuring users have a buffer period to stabilize their assets.

Yes! Zharta's NFT Renting protocol allows you to rent out your NFTs while retaining specific rights. This means you can still enjoy in-game utilities or other metaverse experiences, depending on the rental agreement's terms.

Zharta employs smart contracts and advanced security protocols to protect your assets. The platform undergoes regular audits, and the use of decentralized technologies ensures that your NFTs and tokens are safe from centralized risks.

Absolutely! Governance in Zharta is conducted through the ZHARTA token. Token holders can vote on proposals, regardless of whether they own NFTs, allowing them to influence the platform's development and policies.

Zharta stands out with its instant liquidity, liquidation protection, and exclusive lender access to defaulted NFTs. Additionally, the platform offers flexible pricing models and a dual-token system, enhancing the user experience and governance.


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