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Acctual

Acctual

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About Acctual

Acctual is a platform that enables businesses to send and receive crypto and fiat payments globally. It offers features like same-day payouts, flexible invoicing, and supports multiple currencies including USDC, USDT, EUR, and USD.

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Acctual is a modern financial operations platform designed for global businesses and freelancers who want to get paid faster, smarter, and in any currency they choose. Whether it's fiat, stablecoins, or multi-currency invoicing, Acctual enables users in over 129 countries to send and receive payments with unmatched flexibility and ease.

With a clean user interface and thoughtful automation, Acctual simplifies everything from invoice generation to multi-currency settlements. Built by a team with experience at Stripe and Google, it is crafted to eliminate manual workflows, reduce friction, and help business owners thrive in a borderless, Web3-friendly world.

Acctual is reimagining B2B payments for a globalized economy by offering businesses a flexible and intuitive way to send invoices and manage accounts payable using both fiat and crypto assets. From “same day” payouts to stablecoin support, Acctual is the tool of choice for 5,000+ users across 129+ countries, including freelancers, startups, agencies, and export/import operators worldwide.

The platform solves critical bottlenecks in international finance—slow transfers, high fees, limited currency options—by offering instant invoice creation, flexible payment options, and compatibility with stablecoins like USDC and USDT. The goal? To make “Net 0” payments a reality, no matter where your customers or vendors are.

Acctual supports seamless integration with popular accounting platforms such as QuickBooks and Xero. With options to create invoices in seconds, receive payments via crypto or traditional banking, and categorize bills to match enterprise ERP workflows, the product is designed to cut through the inefficiencies of traditional finance systems. Businesses also gain access to multi-level approval flows, vendor management, and batch payment capabilities—with compliance and automation baked in.

From a pricing perspective, Acctual provides transparent, tiered plans ranging from free options with unlimited invoices to enterprise-grade packages that offer custom chain/token support and bespoke wallet integration. Unlike many competitors in the fintech space like Bill.com or Melio, Acctual stands out with built-in Web3-native functionality designed for the modern borderless economy.

Acctual delivers powerful financial automation and cross-border billing solutions for the Web3 generation:

Same Day Payments: Send and receive funds instantly in fiat or stablecoins, reducing settlement friction across borders.
Multi-Currency Invoicing: Create and manage invoices in USD, EUR, USDC, USDT, and more—tailored to your clients' preferences.
Flexible Approval Workflows: Use multi-level approval systems for bill pay and finance ops in teams of any size.
Accounting Integrations: Native sync with QuickBooks and Xero makes reconciliation simple and scalable.
Free Plan with No Volume Caps: Unlimited invoices on every plan, and even the Free tier includes downloadable reports and contact management.

Getting started with Acctual is easy and takes just a few minutes:

Sign Up: Head to acctual.com/signup and register using your Google account or email.
Choose Account Type: Select either “Individual” for freelancers or “Business” for teams and companies.
Pick a Plan: Start on the Free plan or try the 30-day free trial of Growth/Company plans—upgrade anytime as your needs evolve.
Connect Your Accounting Tool: Seamlessly integrate with QuickBooks, Xero, or export for use with other tools.
Start Using Features: Create invoices, add bills, approve payments, and set up custom Web3 payment methods in your dashboard.

Acctual FAQ

Acctual enables same-day global payments by allowing businesses to invoice and receive funds in a wide range of payment methods including USD, EUR, USDC, USDT, and more. Once an invoice is sent via Acctual, customers can pay in their preferred currency, and funds settle quickly through integrated crypto and fiat rails—avoiding traditional banking delays.
Acctual is purpose-built for Web3-native organizations, offering tools that integrate seamlessly with treasury accounts, multisig wallets, and token payments. Teams can assign multiple approval layers, track on-chain payments, and remove the stress of managing transactions manually—making it a perfect solution for DAOs, protocols, and crypto-native companies. Start exploring at acctual.com.
Yes, Acctual supports cross-currency settlements, meaning you can send an invoice in stablecoins and choose to receive payment in fiat—or the other way around. This flexibility helps global businesses reduce conversion fees and satisfy customer payment preferences without complex backend logic. Learn more at acctual.com.
Acctual integrates directly with QuickBooks and Xero to automate invoice, bill, and payment syncing—reducing the need for spreadsheets and double-entry accounting. The system also supports batch payments, downloadable reports, and categorization that fits seamlessly into existing ERP workflows, saving teams up to 20 hours a month. Discover more at acctual.com.
Freelancers benefit from Acctual’s Free plan, which includes unlimited invoices and 5 bill payments per month. For growing teams, the Company and Enterprise plans offer features like multi-level approvals, batch payments, vendor invoice generators, and custom Web3 configurations. Each plan is designed to scale with operational complexity. Compare features at acctual.com.