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Alpha Quark

Alpha Quark

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DeFiLending

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About Alpha Quark

Alpha Quark provides a unique service on the BNB chain and Klaytn network — an NFT collateral lending protocol which is a simple P2P marketplace for collateralized NFT loans. It allows borrowers to put up assets for a loan and lenders to make offers to lend in return for interest.

Alpha Quark is a decentralized NFT collateral lending protocol operating on the Binance Chain and Klaytn network. It enables NFT holders to unlock instant liquidity from their assets without needing to sell them, while allowing lenders to earn yield or acquire NFTs at discounted rates through a trustless, peer-to-peer loan system. On Alpha Quark, every transaction is governed by audited smart contracts, ensuring transparency and security for both borrowers and lenders.

By combining a growing NFT marketplace, lending infrastructure, and metaverse integration, Alpha Quark positions itself as a full-stack ecosystem for the financialization of NFT-based assets. The platform supports multiple Tiers of tokenized lending and offers unique benefits for liquidity providers in the form of yield, foreclosure opportunities, and community engagement.

Alpha Quark aims to solve one of the core challenges in the NFT space: illiquidity. Most NFT holders are forced to sell their assets to access funds, even when prices are low. Alpha Quark changes this dynamic by allowing users to collateralize their NFTs in exchange for wBNB, BUSD, wKLAY, or oUSDT loans through a decentralized, smart contract-based escrow system.

Borrowers can access capital for short- or long-term needs without losing ownership of their NFTs unless they default. Meanwhile, lenders earn returns on idle tokens or may acquire NFTs below market value in case of borrower defaults. Alpha Quark charges no borrower fees and takes only 5% of lender interest—making it one of the most cost-effective and accessible lending solutions in the ecosystem.

Security is central to Alpha Quark’s infrastructure. All smart contracts have been audited by BEOSIN, and assets are locked in escrow for the duration of the loan. The platform has rigorous whitelisting criteria for accepted NFT projects, and future updates will include multi-chain support including upcoming integration with Flow.

The platform operates on a fully decentralized model—where all lending terms are peer-negotiated and loans are executed automatically without any centralized interference. This makes Alpha Quark not just a lending tool, but a foundational layer for the NFT-based economy.

In the NFT lending space, Alpha Quark competes with notable protocols like NFTfi, Arcade, and BendDAO. While these platforms focus primarily on Ethereum-based lending, Alpha Quark stands out for its support of BNB Chain and Klaytn, making it a powerful choice for non-Ethereum ecosystems.

Alpha Quark offers a range of powerful features for both NFT holders and liquidity providers:

Peer-to-Peer Lending: NFT owners receive loan offers directly from lenders, with terms agreed transparently on-chain.
Escrowed Smart Contracts: NFTs are held safely in smart contract custody for the duration of the loan, protecting both parties.
Multi-Chain Support: Operates across Binance Chain and Klaytn, with planned expansion to Flow and beyond.
Borrower Flexibility: Use liquidity for margin positions, real-life expenses, NFT flips, or deferring capital gains tax without needing to sell.
Yield for Lenders: Earn interest on idle tokens and access discounted NFTs through the foreclosure mechanism.

Getting started with Alpha Quark is simple for both borrowers and lenders:

Step 1 – Connect Your Wallet: Visit lending.alphaquark.io and connect your MetaMask or Kaikas wallet on Binance Chain or Klaytn.
Step 2 – For Borrowers: Navigate to the “Borrow” tab, list a whitelisted NFT as collateral, and receive loan offers from lenders.
Step 3 – For Lenders: Go to the “Lend” tab, browse listed collateral, and submit loan offers with your preferred terms.
Step 4 – Accept or Foreclose: If a borrower accepts your offer, the loan is processed automatically. In case of default, lenders can foreclose and acquire the NFT.
Step 5 – Manage & Monitor: Use the “Account” and “Stats” tabs to view all active loans, repayments, and historical data.

Alpha Quark FAQ

Alpha Quark uses audited smart contracts (by BEOSIN) to hold NFTs in secure escrow during the loan duration. Borrowers maintain ownership of the NFT until repayment, while the lender cannot access it unless there's a default. This system ensures a trustless lending process without intermediary risk.
If the borrower fails to repay on time, the lender can initiate foreclosure. The NFT collateral is transferred from the smart contract escrow to the lender’s wallet. Alpha Quark enforces a non-recourse loan structure, meaning the loan is guaranteed solely by the NFT.
Alpha Quark is one of the few lending protocols operating on Binance Chain and Klaytn, making it ideal for users outside of Ethereum’s ecosystem. Unlike competitors like NFTfi, Arcade, or BendDAO, Alpha Quark also integrates metaverse and marketplace functionality, creating a more holistic NFT experience.
Alpha Quark currently supports wBNB and BUSD on Binance Chain, and wKLAY and oUSDT on Klaytn. Users can wrap native tokens (e.g., BNB to wBNB) via trusted DEXs like PancakeSwap or Klayswap. Multi-chain expansion, including support for Flow blockchain, is planned in future updates.
Lenders on Alpha Quark can earn attractive yield on their idle assets, and in the case of default, acquire valuable NFTs at a discount. This dual incentive structure makes Alpha Quark ideal for both retail collectors and institutional lenders such as lending DAOs. Additionally, there are no borrower fees, and lender fees are only 5% of earned interest.