BitPay

BitPay launched over a decade ago with the vision of bringing blockchain-based payments to everyday life. Today, the company processes billions in transactions and supports millions of users across 229+ countries and territories. From the beginning, BitPay has differentiated itself with a strong commitment to decentralization, low fees, and global accessibility. The platform serves two primary user groups—individual crypto holders and merchants or enterprises that wish to accept and settle cryptocurrency payments.

BitPay offers an all-in-one crypto app that allows users to manage their assets securely through self-custody wallets, make purchases, pay bills, and even exchange thousands of crypto pairs. It supports layer-2 networks like Arbitrum, Optimism, and Base, enhancing the speed and cost-efficiency of transactions. Its app is available across platforms including Android, iOS, Mac, and Windows.

On the business side, BitPay provides solutions such as online crypto checkout, email billing, point-of-sale payments, cross-border crypto invoicing, and charity donations. Merchants can choose to receive settlements in crypto, fiat, or a combination of both. Some notable partners using BitPay include Microsoft, Newegg, Namecheap, Dallas Mavericks, airBaltic, and Shopify.

Competitors of BitPay include:

• CoinPayments – A crypto payment gateway supporting a wide range of altcoins.
• Coinbase Commerce – A merchant-facing crypto acceptance service by Coinbase.
• TripleA – Focuses on fiat-to-crypto settlements for global merchants.

BitPay provides numerous benefits and features that make it one of the most advanced and accessible crypto payment platforms in the world:

• Self-Custody Wallets: BitPay App offers complete control of your crypto with non-custodial, multi-wallet support across multiple chains, including Bitcoin, Ethereum, Polygon, Arbitrum, and more.
• Buy, Swap, and Spend: Users can buy crypto at competitive rates, swap between thousands of pairs, and use their assets to pay bills or purchase gift cards for major brands—all within the app.
• HODL Pay: Unlock liquidity without selling your crypto. HODL Pay lets users tap into their assets for spending while maintaining long-term positions.
• Crypto Bill Pay: Pay everything from credit cards to mortgages with crypto through BitPay’s bill pay service—available in select jurisdictions.
• Global Merchant Acceptance: Accepted by top brands like Microsoft, Twitch, Namecheap, Newegg, and the Dallas Mavericks, allowing seamless global spending.
• Business Tools: Businesses can accept crypto in-store, online, via email, or even for nonprofit donations. Settlement is available in USD, EUR, GBP, and crypto.
• Low Fees & No Chargebacks: Crypto payments are final, reducing fraud and eliminating costly chargebacks for merchants, all while offering fees lower than credit cards.

Getting started with BitPay is fast, easy, and tailored for both individuals and businesses who want to transact or accept crypto payments securely:

• Download the BitPay App: Visit BitPay and download the app from Google Play, App Store, Windows Store, or Mac App Store.
• Create or Import a Wallet: Set up a self-custody wallet, or import an existing one. Manage multiple wallets across supported chains in one app.
• Buy and Swap Crypto: Purchase crypto using your preferred payment method. Use BitPay’s aggregated provider network to get the best available exchange rate.
• Spend Crypto: Purchase gift cards or pay bills directly from the app. Shop online or in-store with supported brands or BitPay partners.
• Activate HODL Pay: Unlock your crypto’s spending power without selling, directly from within the app.
• For Businesses: Register at BitPay, set up your merchant dashboard, and choose between ecommerce plugins, email billing, or POS checkout.
• Access Developer Tools: Use BitPay’s APIs, SDKs, and open-source libraries for full integration of crypto payment capabilities into your business or app.