Discover
Apps
Bright Union

Bright Union

Preview Only

DeFiInsurance

Open app

This app is available for preview only and has not been validated by community. The owner can submit the application for validation.

About Bright Union

Bright Union is a decentralized insurance aggregator that connects users to multiple insurance protocols and pools, allowing them to compare, buy, and manage multi-chain insurance portfolios.

multi-chain

Bright Union is a decentralized insurance aggregation platform based in the Netherlands, designed to provide robust risk management for the Web3 economy. Operating across more than 15 blockchain networks, Bright Union addresses the pressing need for accessible and reliable DeFi insurance solutions by offering protocol hack protection, stablecoin depeg insurance, custodian safeguards, and yield depeg coverage.

The project is rooted in a mission of individual protection and collective growth. Much like a crystal cluster growing in strength as particles accumulate, Bright Union unites decentralized liquidity providers and DeFi users into a resilient structure of financial security. With a presence spanning over 150 insurance protocols and $70M+ in covered assets, Bright Union is becoming a trusted insurance trustmark for the Web3.0 ecosystem, supporting areas like cryptocurrencies, NFTs, DeFi protocols, metaverse applications, and blockchain gaming.

Bright Union was founded in February 2021 with a clear goal: to make risk markets work in crypto. By aggregating the entire decentralized insurance landscape, Bright Union provides users, dApps, and wallet providers seamless access to DeFi coverage. The platform ensures insurance can be offered directly within applications via a lightweight integration—just three lines of code—providing added trust and security for end-users.

The platform’s flagship offering is the Global DeFi Risk Chain, an innovative architecture that allows multi-chain insurance policies. For example, users can purchase coverage on Gnosis Chain while the underwriting capital resides on Ethereum, ensuring asset protection across all EVM-compatible chains. This solution removes chain-specific constraints, bringing unmatched flexibility and scalability to decentralized insurance.

Bright Union’s services fall into three categories:

Insurance Liquidity Provision: Participants can earn 15-25% APY by supplying capital to underwrite insurance risk across diversified pools and protocols.
Buying Insurance: Users can insure their crypto holdings across major protocols like Aave, Uniswap, Curve, and more. Coverage includes protocol hacks, stablecoin depegging, yield fluctuations, and custodian risks.
Integration Services: Developers can integrate insurance coverage directly into any DeFi application, wallet, or exchange with just a few lines of code, adding a layer of security and user trust.

With over 300 protected wallets and a transparent, community-backed claims process, Bright Union has carved out a critical niche in the DeFi space. While similar platforms such as Nexus Mutual and InsurAce have pioneered insurance primitives and risk pools, Bright Union distinguishes itself by acting as an aggregator. This means users get access to the best products across providers, rather than being tied to a single protocol's infrastructure or pricing. Compared to others, Bright Union emphasizes interoperability, user experience, and maximizing coverage options with minimum integration friction.

Bright Union provides numerous benefits and features that make it a standout project in the DeFi insurance landscape:

Multi-Chain Coverage: Access insurance protection across more than 15 EVM-compatible chains, including Ethereum, Arbitrum, Optimism, and Gnosis.
Extensive Risk Coverage: Insure against protocol hacks, stablecoin depegging, custodian breaches, and yield token depegs.
High APY Liquidity Pools: Earn 15-25% APY by providing liquidity to insurance pools powered by Aave and Balancer.
Risk Aggregation: The platform aggregates products from multiple providers, offering users the best coverage options across the market.
No KYC: Enjoy seamless access to decentralized insurance products without compromising on privacy or undergoing identity verification.
Instant Onboarding: With just three lines of code, any DeFi app or wallet can integrate insurance coverage options for their users.
Community Governance & Transparency: Claims are managed via democratic voting systems backed by protocols like Nexus Mutual, ensuring fairness.
Backed by Data: With over $70M in covered assets and 300+ protected wallets, Bright Union has demonstrated practical success in DeFi insurance.

Bright Union makes it simple for users to protect their crypto assets and for developers to integrate decentralized insurance into their platforms:

Access the App: Visit the official app at https://app.brightunion.io/coverages or click “OPEN APP” on the homepage.
Connect Your Wallet: Click the wallet icon and choose from MetaMask, WalletConnect, Trust Wallet, or over 440 other providers. You can also log in with your email or social media accounts like X or Discord.
Select a Protocol: Search and select from 150+ supported protocols. Use the wallet scan feature to identify risks and get suggested covers based on exposure.
Customize Your Cover: Enter the amount and duration of your insurance, and choose to pay in USD or ETH. Add multiple protocols for bundled protection.
Review & Confirm: Carefully review the policy, terms, and premium. Once satisfied, click BUY COVER to finalize the transaction.
Get Support: Need help? Access guides on the Bright Union Knowledge Hub or ask directly on Discord or Telegram.

Bright Union FAQ

Bright Union uses wallet-level scanning to analyze exposure across multiple EVM chains like Ethereum, Arbitrum, and Base. The system identifies the highest risk position in USD value and finds the most relevant insurance product from a pool of cross-chain providers. This method automates risk detection, ensuring maximum protection with minimal user input. For full platform access, visit Bright Union.
Yes, with Bright Union, you don’t need to be a DeFi expert to earn 15–25% APY. Liquidity providers simply allocate funds to insurance capital pools, which are diversified across 150+ protocols. The platform handles risk assessment and underwriting strategies, enabling users to earn stable returns while supporting decentralized risk markets. Start earning at Bright Union.
Thanks to the Global DeFi Risk Chain introduced by Bright Union, users are covered across all EVM-compatible chains. Even if you purchase insurance on Gnosis and a protocol is hacked on Ethereum, the underwriting capital will still fulfill the claim, because the system bridges policy logic and capital pools seamlessly. This cross-chain fulfillment offers comprehensive protection regardless of chain origin. Learn more at Bright Union.
Bright Union’s SDK allows developers to embed Web3 insurance products into any app or wallet using just three lines of code. This is possible because Bright Union acts as a meta-layer aggregator, connecting 150+ insurance protocols and abstracting away complex integrations. Apps instantly gain access to stablecoin depeg, custodian, yield, and protocol hack covers through this plug-and-play system. Explore integration docs at Bright Union.
Wallet-based scanning allows Bright Union to deliver personalized insurance recommendations based on a user’s actual portfolio risk. Instead of manually searching protocols, users get tailored coverage offers reflecting real-time exposure. This automation improves accuracy, convenience, and user trust, especially in complex multi-chain environments. Access the scanning tool at Bright Union.