About Crypto.com
Crypto.com is one of the most trusted and widely used crypto platforms in the world, offering a full ecosystem of tools for individuals, businesses, and developers. The platform’s mission is to accelerate the world’s transition to cryptocurrency, delivering intuitive financial solutions such as a feature-rich app, advanced exchange, non-custodial wallet, and the industry-leading Crypto.com Visa Card.
Founded in 2016 and now trusted by over 140 million users globally, Crypto.com is renowned for its compliance leadership, regulatory licenses across multiple jurisdictions, and industry certifications in data security. It empowers users to buy, sell, earn, spend, and stake 400+ cryptocurrencies with ease while benefiting from next-level perks like cashback, staking rewards, and real-world utilities.
Crypto.com has established itself as a global leader in the crypto services industry, offering a comprehensive suite of tools for users ranging from complete beginners to professional traders and enterprise clients. The platform provides seamless access to spot trading, staking, DeFi features, and even traditional financial services through its innovative "Level Up" program. With zero-fee EUR deposits via SEPA, support for Apple Pay and Google Pay, and a powerful mobile experience, it ensures smooth entry into crypto for users in the European Economic Area and beyond.
A major feature of the ecosystem is the Crypto.com Visa Card, which offers up to 8% cashback, free ATM withdrawals, airport lounge access, and merchant rebates on services like Spotify and Netflix. The Level Up program introduces progressive tiers that combine crypto rewards, banking perks, and stock trading (coming soon), making it a full-fledged platform to manage and grow wealth. Whether using the free Midnight tier or going as high as Obsidian or Prime with lockups of €450,000+, users benefit from exclusive financial and lifestyle rewards.
For users who prioritize decentralization, the Crypto.com Onchain Wallet delivers a non-custodial experience with full control over private keys. It enables users to stake assets, trade across Ethereum, Cronos, and Solana, and explore hundreds of dApps—all secured via hardware-grade encryption and biometric security. Meanwhile, the native app allows users to set price alerts, automate purchases with bots, or simply track portfolio performance in real-time.
As a fully regulated entity under the Malta Financial Services Authority and other jurisdictions, Crypto.com delivers top-tier protection with ISO 27001, PCI DSS, and SOC2 certifications. Its roadmap includes the launch of stock trading and banking services, continuing its evolution into a one-stop financial hub. Crypto.com competes with major platforms like Coinbase, Binance, and Kraken, but differentiates itself through its focus on both centralized and decentralized solutions, multi-tiered rewards, and robust infrastructure.
Crypto.com provides numerous benefits and features that make it a standout project in the digital asset ecosystem:
- Buy and sell 400+ cryptocurrencies: Access a vast range of crypto assets including Bitcoin, Ethereum, Solana, and Cronos, directly through the Crypto.com App with support for fiat currencies like EUR, USD, and GBP.
- Crypto.com Visa Card: Earn up to 8% cashback on everyday spending, get airport lounge access, Spotify and Netflix rebates, and additional lifestyle perks tied to tiered CRO lockups.
- Level Up Program: Unlock new levels of benefits across deposit bonuses, cash rewards, and staking returns—with tiers ranging from free to Prime status at €900,000 CRO lockup.
- Zero-Fee EUR Deposits: Seamlessly deposit EUR via SEPA, Apple Pay, and Google Pay—no deposit fees charged by Crypto.com, with transparent exchange rates and fast processing.
- Onchain Wallet: A fully non-custodial multi-chain wallet that allows users to maintain control of their private keys, explore dApps, and stake 25+ tokens in DeFi.
- Advanced Trading Tools: Use price alerts, recurring buys, TWAP bots, and real-time price tracking to execute trades with precision in both the app and exchange.
- Security and Compliance: SOC2 Type II, ISO 27701, and PCI DSS certifications ensure bank-grade protection for user funds and data across the platform.
- Educational Hub: Learn about crypto fundamentals through Crypto.com University and use resources like the glossary, price tools, and analysis to stay informed.
Crypto.com offers a streamlined process to onboard users into the world of cryptocurrency trading and services:
- Step 1 – Download the App: Head to crypto.com or scan the QR code to download the Crypto.com App from iOS or Android stores.
- Step 2 – Register an Account: Sign up using your email, verify your identity with KYC, and enable 2FA for added security.
- Step 3 – Fund Your Wallet: Deposit fiat via SEPA, credit/debit cards, or use Apple/Google Pay. You can also deposit crypto from another wallet.
- Step 4 – Buy Crypto: Browse over 400+ crypto assets and execute trades instantly using the simple interface or automated bots.
- Step 5 – Order a Visa Card: Choose your desired Crypto.com Visa Card tier and complete a CRO lockup to access rewards and card features.
- Step 6 – Explore DeFi and Onchain: Download the Crypto.com Onchain Wallet or Chrome extension to self-custody, stake, and interact with dApps across Ethereum, Cronos, and Solana.
- Step 7 – Track and Learn: Use the app’s tools to track prices, performance, and receive updates. Dive into the Crypto.com University to improve your crypto knowledge.
Crypto.com FAQ
The Level Up program on Crypto.com allows users to unlock increasing levels of benefits across crypto, card spending, cash accounts, and even stocks. Users can earn up to 8% cashback, 7.5% rewards on cash, and 3% stock transfer bonuses—based on their CRO lockup tier. It's a unified loyalty system across multiple financial verticals.
The Crypto.com App is a custodial platform where users can buy, sell, earn, and stake crypto with seamless fiat support and the Visa Card. On the other hand, Crypto.com Onchain is a non-custodial wallet giving users full control of their private keys while enabling DeFi staking, token swaps, and dApp access.
Yes, with Crypto.com Onchain you can access flexible staking across multiple tokens and chains. You’ll earn yield with no lock-up period on select assets, making it ideal for users who want liquidity and returns simultaneously.
The Crypto.com Visa Card offers perks like airport lounge access, Spotify and Netflix rebates, and exclusive event access including F1, UFC, and UEFA partnerships. Paired with up to 8% cashback and a tier-based model, it’s a lifestyle-enhancing payment tool integrated into the Crypto.com ecosystem.
Crypto.com is authorized under the Malta Financial Services Authority and complies with MiCA Regulation 2023/1114. It maintains certifications like SOC 2 Type II, ISO 27701, and PCI DSS for data and asset security. Users can also verify Proof of Reserves transparently on crypto.com.