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EZO

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DeFiInvesting
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About EZO

EZO is an all-in-one financial app that integrates payments, financial services and investments together, into the EZO SuperWallet.

EZO is redefining how individuals and businesses manage finances by offering a comprehensive, all-in-one solution called the EZO SuperWallet™. Designed with financial inclusion and innovation at its core, EZO eliminates the need for juggling multiple banking, investment, and payment apps. Instead, it integrates modern financial tools under one user-friendly platform to deliver a unified experience.


With tailored services such as EZO Swap™, EZO Pay™, EZO Earn™, and EZO Business™, EZO empowers users to trade, invest, pay, and manage assets using both fiat and digital currencies. Accessible via mobile, desktop, and tablet, the platform supports users in licensed jurisdictions, offering global access to seamless financial services in both online and offline environments.

EZO delivers a transformative financial experience through its centralized ecosystem that merges the functionalities of traditional banking with the dynamism of digital finance. Launched with a mission to create equitable access to modern financial tools, the EZO platform integrates payment processing, currency conversion, investments, and business tools into one sleek solution — the EZO SuperWallet™.


Each module of the platform addresses specific user needs: EZO Swap™ enables 24/7 fiat-to-crypto and cross-currency transactions; EZO Pay™ provides a globally functional payment solution supporting offline access for rural users; EZO Earn™ offers savings accounts, stock market access, and financial education; and EZO Business™ helps enterprises manage transactions, POS systems, and cross-currency billing. This holistic approach streamlines how users engage with money — whether for personal, professional, or investment purposes.


Backed by a team of experts and operating under strict financial regulations including FINTRAC and Revenu Québec, EZO ensures both operational integrity and compliance. The platform stands out in the fintech landscape by combining crypto-native features with traditional finance usability — all under a single, intuitive interface. Comparable platforms include Revolut, MoonPay, and Ramp, though EZO differentiates itself with broader service integrations, including offline functionality and business operations.

EZO offers an innovative suite of financial services designed to replace outdated multi-app financial ecosystems:


  • All-in-One SuperWallet™: Combines payments, savings, crypto exchanges, and business solutions in one accessible interface.
  • Multi-Currency Support: Supports both fiat and digital currencies, offering seamless conversion and accessibility across borders.
  • Secure & Non-Custodial: Users maintain control of their assets with offline storage, no fractional reserve, and strong encryption measures.
  • EZO Pay™: Accept and make payments online or offline — tailored for underserved and rural regions with limited internet access.
  • EZO Earn™: Enables passive income through fiat/crypto savings, with added educational tools for users at any financial literacy level.
  • EZO Swap™: Real-time fiat-to-crypto and crypto-to-crypto swaps with competitive rates and transparent, zero-spread pricing.
  • EZO Business™: Offers a robust POS and multi-currency invoicing suite to small and medium-sized enterprises — including offline operation capabilities.
  • Compliance & Licensing: Operating under FINTRAC and Revenu Québec guidelines, EZO ensures legal safety for every transaction.

Getting started with EZO is a simple, guided process that brings users quickly into a fully functional financial platform:


  • Step 1 – Create an Account: Visit EZO's website and click "Get Started" to register your personal or business account.
  • Step 2 – Complete KYC Verification: Submit necessary identification documents. This is required for full access and regulatory compliance.
  • Step 3 – Set Up the SuperWallet™: Activate and configure your EZO SuperWallet™, including preferred currencies and linked accounts.
  • Step 4 – Explore EZO Services: Access features like EZO Pay™ for global payments, EZO Swap™ for currency conversion, and EZO Earn™ for investments and savings.
  • Step 5 – For Businesses: Register for EZO Business™ to unlock the PoS system, invoicing, and rural payment processing.
  • Step 6 – Get Support: Use the built-in contact tools or email [email protected] for help. For real-time assistance, you can also book meetings via the OTC Desk.

EZO FAQ

  • Yes. One of the unique advantages of EZO is its offline capability. EZO Pay™ and EZO Business™ are designed to support transactions in rural or low-connectivity areas. Through advanced offline processing and device-based approvals, businesses and individuals can operate payment services and manage finances without real-time internet, ensuring access to financial inclusion in underserved regions.

  • EZO Swap™ provides transparent and competitive exchange services across fiat and cryptocurrencies. All swaps are executed at market rate with no spread and clearly disclosed fees. There are no hidden markups, and all charges are made visible before a transaction is confirmed, making it a trusted OTC-grade solution for everyday users. This structure is part of EZO’s mission to bring fairness and transparency into currency exchange.

  • The EZO SuperWallet™ is more than a mobile banking tool—it’s an all-in-one financial platform that consolidates banking, crypto trading, payments, investments, and business services into one interface. Unlike traditional apps that focus on only one or two functions, EZO integrates EZO Pay™, EZO Swap™, EZO Earn™, and EZO Business™ into a unified experience, all accessible from any device. It also supports offline operations and multi-currency usage across both fiat and digital assets.

  • Absolutely. EZO Business™ was created with small businesses in mind, especially those operating in underbanked regions. It provides a fully integrated Point-of-Sale (PoS) system that runs on standard mobile phones or computers, removing the need for expensive hardware. Businesses can accept multi-currency payments, generate digital receipts, and even process offline payments, making it a comprehensive financial operations tool for micro-enterprises and vendors worldwide.

  • EZO operates under a strict no fractional reserve policy, ensuring that 100% of user funds are held securely and are always accessible. This means your money is never loaned out or used by the platform. Most assets are stored in offline cold storage, and all sensitive data and transactions are managed through zero-knowledge security protocols. Additionally, EZO uses HSM-grade encryption and multi-signature verification to maintain asset custody integrity without compromising user privacy.

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