About Lagoon Finance
Lagoon Finance is a next-generation infrastructure for on-chain asset management, purpose-built to serve DAOs, DeFi protocols, market makers, and asset managers. Unlike traditional SMA or single-protocol solutions, Lagoon combines universal asset integration with robust permission systems, customizable governance, and smart contract-based vault infrastructure—all powered by the battle-tested Safe (Gnosis Safe) and ERC-7540 standards.
By supporting a wide array of DeFi protocols, centralized exchanges, and both EVM and non-EVM chains, Lagoon offers unrivaled flexibility in how digital assets are allocated, governed, and accessed. Its mission is to empower asset managers with secure, customizable, and highly scalable vaults that can manage large volumes of user capital efficiently, transparently, and without friction.
Lagoon Finance addresses a long-standing challenge in on-chain fund management—how to combine the scalability of tokenized funds with the flexibility of direct asset management. Traditional SMAs require constant interaction between managers and users, leading to inefficiencies and missed opportunities. Meanwhile, tokenized fund protocols limit a manager’s flexibility by requiring one-by-one integration of each supported DeFi protocol. Lagoon solves both problems through its modular vault infrastructure.
Built on Safe (Gnosis Safe), Zodiac modules, and the ERC-7540 tokenized vault standard, each Lagoon vault is secure, programmable, and capable of scaling across multiple chains while preserving a unified address. These vaults support role-based access control, meaning administrators can clearly define the scope of responsibilities for Vault Curators, Whitelist Managers, Price Oracles, and Vault Keepers. Whether you're building a decentralized hedge fund or automating treasury strategies for a DAO, Lagoon gives you the tools to do it securely and transparently.
Key to Lagoon’s architecture is its ability to operate natively across all major EVM-compatible blockchains such as Ethereum, Arbitrum, Optimism, Base, and Gnosis Chain. Vaults accept cross-chain deposits and support cross-chain strategies, with the Vault Curator executing bridging and yield-generating operations from a single Safe address. Integration is simple—Lagoon supports both DeFi protocols like Aave, Lido, and Uniswap, and centralized venues through governance-managed access.
Currently, the platform hosts vaults managed by top names like 9Summits, Tulipa Capital, and 722 Capital, with real-time APRs ranging from 3% to over 22%, depending on strategy and underlying assets. Vault curators are responsible for allocations, NAV validation, and fund settlement, ensuring a professional-grade approach to decentralized asset management.
Competitors in the space include Enzyme Finance, and Index Coop, but Lagoon Finance differentiates through its modular vault control, cross-chain capabilities, and Safe-based security framework.
Lagoon Finance offers a robust feature set that makes it a standout platform in on-chain asset management:
- Universal Asset & Protocol Access: Interact with any DeFi protocol, centralized exchange, or blockchain from a single vault—EVM and non-EVM supported.
- Cross-Chain Infrastructure: Accept deposits and execute strategies across multiple chains while maintaining a single Safe-based vault identity.
- Modular Role System: Assign dedicated roles like Vault Curator, Oracle, Keeper, and Whitelist Manager for full control and compliance.
- Tokenized Vault Shares: Use the ERC-7540 standard to tokenize user shares in the vault, enabling composability, accounting, and transparency.
- Advanced Governance Options: Configure vaults as centralized, DAO-governed, or fully immutable—based on your operational preferences.
- Performance-Based Fees: Implement customizable management, performance, entry, and exit fees, with high-water mark logic for fair rewards.
- Secure & Audited: Built on Safe, which secures $100B+ in assets, with audits conducted by Nethermind and open-source plans in place.
Getting started with Lagoon Finance is simple whether you're a depositor or setting up your own vault:
- Access the App: Visit lagoon.finance and click “Connect Wallet” in the top-right corner.
- Choose a Vault: Explore curated vaults from top asset managers with real-time APR and asset transparency.
- Deposit Funds: Click “Deposit” and enter your amount. Deposits are held in a Silo contract until NAV is updated and shares are claimed.
- Claim Vault Shares: After the NAV update and vault settlement, claim your shares to reflect your ownership in the strategy.
- Withdraw When Ready: Submit a withdrawal request, and once the next settlement cycle is complete, your funds become claimable.
- Create a Vault: Contact the Lagoon team to launch your own vault with custom governance, strategy rules, and protocol access.
- Manage Access & Roles: Assign roles for Vault Curator, Oracle, Whitelist Manager, and more for secure, transparent fund management.
Lagoon Finance FAQ
Lagoon Finance offers a unique hybrid approach by combining the scalability of tokenized vaults with the operational flexibility of segregated managed accounts. Unlike most DeFi tools that force users to integrate each protocol one by one, Lagoon enables asset managers to operate across all DeFi protocols, centralized exchanges, and even non-EVM chains—without compromising on control, security, or transparency. Vault curators have the ability to execute any strategy while users enjoy on-chain accountability and share tokenization.
Lagoon uses a modular governance framework based on Safe and Zodiac modules. The roles include the Vault Administrator (sets up governance and structure), Whitelist Manager (controls which assets/protocols are accessible), Vault Curator (executes strategies and prepares withdrawals), Price Oracle (updates Net Asset Value), and Vault Keeper (manages user access). Each role is defined with strict on-chain permissions to ensure security and accountability.
Yes, Lagoon Finance was designed from the ground up to support cross-chain asset management. When you deploy a vault, it exists as a single Safe-compatible address across all EVM-compatible chains. Vault Curators can execute strategies that bridge capital between chains, use DeFi protocols on different networks, and even integrate with CEXs. Supported chains include Ethereum, Arbitrum, Optimism, Gnosis, Base, and more—allowing complete strategic flexibility.
Lagoon supports management, performance, entry, and exit fees—all of which are fully customizable. Vault creators can define rates and rules using formulas based on AUM, NAV, and high-water marks. For example, performance fees are only charged on new profits, not on recovered losses. There are built-in limits to protect users: management fees are capped at 10%, performance fees at 50%, and protocol fees at 30%. Fees are settled automatically in vault shares and distributed to stakeholders.
Lagoon Finance is built on top of Safe (Gnosis Safe), which currently secures over $100 billion in assets across the Ethereum ecosystem. Additionally, it uses the ERC-7540 vault token standard and Zodiac governance modules to define strict on-chain roles and permissions. The smart contracts were audited by Nethermind and Lagoon’s infrastructure supports modular upgradability for future-proofing. Users retain full transparency over vault rules, allocations, and valuations, making it a secure solution for asset managers and DAOs alike.