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MoonPay

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About MoonPay

MoonPay is a non-custodial fintech platform allowing users to buy, sell, and swap cryptocurrencies and NFTs using credit cards, bank transfers, and mobile wallets.

MoonPay is a global cryptocurrency platform built to simplify access to the digital economy. Offering fast, secure, and non-custodial services, it allows users to buy, sell, and swap over 100 cryptocurrencies in just a few taps. Designed for both beginners and experienced traders, MoonPay provides a seamless and intuitive user experience across desktop and mobile.


Trusted by over 35 million users in 180+ countries, MoonPay stands out with its wide range of supported payment methods, real-time market tracking, and advanced security certifications including ISO 27001, PCI-DSS, and AES-256 encryption. Whether you're exploring DeFi, topping up your crypto balance, or simply trying to buy Bitcoin quickly with Apple Pay, MoonPay is the all-in-one crypto gateway for every kind of user.

MoonPay was launched with a mission to make buying and managing cryptocurrencies simple, accessible, and secure for everyone, everywhere. Since its inception, it has become a leading non-custodial crypto platform known for its user-friendly interface, wide asset support, and innovative integrations with global financial systems. From individuals looking to dip their toes into crypto, to teams managing high-volume transactions, MoonPay offers an elegant and powerful infrastructure to make it all possible.


With over $8 billion in crypto delivered and support for 170+ digital assets, MoonPay’s suite of services includes crypto on-ramps, off-ramps, swapping, staking, and bridging. Users can fund their accounts using Apple Pay, Google Pay, credit cards, PayPal, SEPA, and other region-specific methods. These flexible options make MoonPay ideal for both retail and enterprise users across varied regulatory landscapes.


One of its key innovations is MoonPay Balance, a feature that enables users to top up fiat to their account and use it for smoother, faster crypto purchases—with lower fees and zero-fee withdrawals in many cases. It also enhances approval rates for transactions and provides a centralized way to manage buying, selling, and tracking assets. For users seeking automation, MoonPay offers a Recurring Buy feature that supports dollar-cost averaging strategies—ideal for long-term investors.


MoonPay isn't just about buying and selling—it's an all-in-one experience. With its MoonPay Discover section, users can access over 300 curated crypto experiences, explore DeFi tools, discover NFTs, and interact with the broader blockchain ecosystem. It also includes live market tracking, portfolio stats, price alerts, and a secure browser-based interface or mobile app.


In terms of security, MoonPay is compliant with the highest industry standards. It is ISO 27001 certified, PCI-DSS compliant, and employs end-to-end AES-256 encryption to protect user data and transactions. Unlike custodial exchanges, MoonPay is designed to ensure full control for users over their digital assets—wallets are non-custodial, and the platform does not manage or lend out user crypto.


Its closest competitors include Coinbase, Binance, and Kraken. However, MoonPay distinguishes itself by focusing purely on the buying, selling, and utility side of crypto, without overwhelming users with trading tools or complex UIs. Its simplicity, security, and multi-platform accessibility are what make it a go-to choice for users around the globe.

MoonPay offers a range of powerful features and benefits designed to make crypto accessible, secure, and efficient:


  • Buy, Sell, and Swap in Seconds: Access over 100 cryptocurrencies including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and more—buy, sell, or swap instantly.
  • Multi-Platform Payment Support: Use Apple Pay, Google Pay, credit cards, PayPal, and regional methods like SEPA and Pix to fund your crypto purchases.
  • MoonPay Balance: Load fiat funds into your account to enjoy lower fees, higher approval rates, and fast, seamless checkouts.
  • Recurring Buys: Set up automated purchases to dollar-cost average your investments over time.
  • Global Coverage: Available in 150+ countries with support for local currencies, making crypto globally accessible.
  • Non-Custodial Model: You own your crypto—MoonPay never stores or lends your assets.
  • Secure by Design: ISO 27001 certified, PCI-DSS compliant, and AES-256 encrypted to ensure industry-leading security.
  • MoonPay Discover: Explore 300+ DeFi experiences, bridge assets, and dive into NFT tools—all within the MoonPay ecosystem.

MoonPay makes it easy to get started, whether you're a first-time buyer or a seasoned crypto user:


  • Step 1: Download the iOS app or Android app, or visit moonpay.com.
  • Step 2: Sign up and verify your identity using simple KYC steps. It only takes a few minutes.
  • Step 3: Choose from 100+ crypto assets including BTC, ETH, SOL, MATIC, and more.
  • Step 4: Enter your non-custodial wallet address or create one at checkout through the app.
  • Step 5: Top up your MoonPay Balance for faster checkout and lower fees—or proceed directly with your preferred payment method.
  • Step 6: Review your order and confirm. Crypto is delivered straight to your wallet in seconds.
  • Step 7: Use the portfolio feature to track market movements, profit/loss stats, and manage your crypto assets efficiently.

MoonPay FAQ

  • MoonPay Balance allows users to top up their account with fiat funds using payment methods like bank transfers, Apple Pay, or PayPal, and then use that balance for faster, smoother crypto transactions. Unlike card payments that can have higher rejection rates or longer processing times, MoonPay Balance offers lower fees, higher approval rates, and zero-fee withdrawals in supported regions. It’s also easier to reuse your funds without going through the full payment process again. Try it now at MoonPay.

  • MoonPay is a non-custodial platform, which means that only you control your crypto wallet and private keys. When you buy or sell crypto through MoonPay, the assets are delivered directly to your own wallet—not stored by MoonPay. This approach keeps users safe from centralized exchange risks and ensures maximum ownership, privacy, and control. Explore wallet-compatible crypto tools at moonpay.com.

  • Yes, with the Recurring Buy feature, MoonPay allows users to schedule regular crypto purchases—weekly, monthly, or at intervals that suit their strategy. This enables a dollar-cost averaging approach, helping users gradually build their portfolio over time without worrying about market timing. It's a simple way to stay invested with minimal effort. This feature is available in select countries via the app: https://www.moonpay.com

  • MoonPay Discover is not an exchange—it’s a gateway to over 300+ curated crypto experiences, including DeFi protocols, staking platforms, NFT tools, and bridges. It offers users a way to engage with the Web3 ecosystem directly through trusted integrations, all from one interface. Unlike exchanges that focus on order books and charts, MoonPay Discover is built for ease, discovery, and utility. Check it out at MoonPay Discover.

  • MoonPay simplifies crypto for newcomers by removing complexity. With support for Apple Pay, Google Pay, PayPal, credit cards, and local bank transfers, users can buy, sell, and swap crypto without needing deep technical knowledge. It also includes tools like portfolio tracking, live market data, and instant swaps—all in a sleek, non-custodial app that prioritizes ease and security. Download the app from https://www.moonpay.com.

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