Owlto Finance

Owlto Finance was developed to resolve one of Ethereum’s critical bottlenecks: transferring assets across different Layer2 Rollups without relying on centralized exchanges or incurring high gas costs. Traditionally, moving assets from Rollup A to Rollup B required users to route through Layer1—a time-consuming and expensive process. Owlto Finance overcomes this limitation by directly enabling asynchronous Layer2-to-Layer2 bridging through advanced smart contract systems.

Launched in 2023, Owlto has rapidly become a leader in this niche by delivering on speed, security, and simplicity. Transfers using Owlto typically complete in 15–30 seconds, and users remain in full custody of their assets throughout the process. Unlike other bridges, Owlto doesn’t mint synthetic assets or wrap tokens—it purely facilitates asset migration. Its unique AI Agent improves fund transfer paths and user experience while reducing the need to understand complex blockchain logic.

In a competitive landscape that includes Orbiter Finance, Across Protocol, and Stargate, Owlto stands out with its speed, low cost, non-custodial nature, and unparalleled support for emerging networks. It also offers robust multi-chain compatibility beyond EVM-based Rollups—including Bitcoin L2s and Solana. This flexibility has allowed Owlto to meet 98% of the cross-rollup demands in today’s ecosystem, making it a foundational tool for seamless Web3 user flow.

Owlto Finance provides a set of powerful benefits and features tailored for a seamless Layer2 cross-rollup experience:

• Instant Cross-Rollup Transfers: Transfers are completed in as little as 15–30 seconds between major Layer2s like zkSync, Optimism, and Arbitrum.
• Secure & Audited: All smart contracts are open-source and regularly reviewed by third-party audit firms.
• No Custody Risk: Assets are never held by Owlto. Users retain full control except during the short transfer window.
• Low Gas Fees: Because it skips Layer1 confirmation, gas costs are significantly reduced.
• AI-Powered UX: Owlto is the first bridge to integrate AI agents that optimize transfer routes and enhance user decision-making.
• Support for Non-EVM Networks: Bridges to Bitcoin L2s, Solana, and others expand beyond traditional EVM compatibility.
• Community-Involved Development: Owlto frequently consults its users on X (Twitter) and Discord to shape the product roadmap.
• Maker System for Liquidity Providers: Users can join Owlto’s decentralized Maker system to supply liquidity and earn rewards.

Getting started with Owlto Finance is fast, user-friendly, and requires no prior experience with complex blockchain tools:

• Visit owlto.finance and connect your crypto wallet.
• Select the source network and destination network from a wide list of supported Rollups and chains including zkSync, Arbitrum, Linea, Base, and more.
• Choose the asset and enter the amount you want to transfer. Owlto supports popular tokens like ETH, USDC, USDT, BNB, and many ERC20/BEP20 tokens.
• Review the estimated gas cost, transfer time, and amount received on the confirmation page.
• Confirm the transaction in your wallet. A small amount of ETH is required for gas fees.
• Watch the cross-rollup status page for real-time updates. The Owl logo will animate until completion, showing the process visually.
• Once complete, check your wallet or use the “History” tab in the Owlto interface to track past transfers.