Rain

Rain is a stablecoin-native platform offering a complete financial stack for businesses and developers to launch real-world payment and banking products using digital assets. At its core, Rain offers end-to-end infrastructure that simplifies everything from card issuance to on/off-ramps, wallets, and cross-border payments. Instead of patching outdated financial systems, Rain is building entirely new pipelines for a programmable, global economy.

With Rain, fintechs and enterprises can launch branded card programs that connect directly to users' stablecoin balances. These cards work at over 150 million merchants worldwide, providing the ease of traditional payments with the power of crypto. Under the hood, Rain's infrastructure supports a wide range of stablecoins like USDC and USDT, and offers multi-chain compatibility with Ethereum, Solana, Polygon, Base, and others.

Rain's infrastructure supports the full money lifecycle—from fiat on-ramps to stablecoin-powered cards, to wallet management and fiat off-ramps. The platform also tokenizes credit card receivables using smart contracts, improving credit liquidity and enabling faster settlements. This innovation allows Rain to offer better cost structures and greater efficiency than traditional finance networks.

A major differentiator for Rain is its deep focus on compliance and security. Rain is SOC 2 certified and offers built-in KYC/AML tooling, enabling partners to meet global regulatory requirements while scaling quickly. Whether you're launching a Web3 product or integrating stablecoin rails into an enterprise-grade platform, Rain delivers the tools, security, and scalability to get there.

Unlike traditional payment infrastructure providers such as Stripe or Marqeta, Rain operates as a stablecoin-native solution that enables real-time blockchain settlement. With direct Visa USDC settlement (even on weekends), programmable APIs, and a modular toolkit, Rain is uniquely positioned to lead the future of borderless, programmable money movement.

Rain offers a powerful set of features that streamline the deployment of stablecoin-based financial products across the globe:

• Stablecoin Card Issuance: Launch branded cards that let users spend stablecoins directly at over 150M+ merchants worldwide.
• All-in-One API: Rain’s unified API supports cards, wallets, on/off-ramps, payments, and compliance—letting you build fast without integrating multiple providers.
• Multi-Chain Support: Compatible with Ethereum, Solana, Polygon, Base, Avalanche, Arbitrum, Optimism, and more.
• Tokenized Receivables: Pioneering programmable smart contracts to tokenize card receivables for real-time settlement and lower capital costs.
• Real-Time On/Off-Ramps: Convert fiat to stablecoins and off-ramp globally with full compliance and local currency access.
• Compliance-Ready: Built-in KYC/AML, program monitoring, and SOC 2 certification ensure enterprise-grade risk controls.
• Developer-First: Clean, well-documented APIs and lightning-fast onboarding let you launch stablecoin-powered products in weeks, not months.
• Invisible Infrastructure: End-user experience feels familiar, while all complexity is abstracted behind the scenes by Rain’s backend.

Getting started with Rain is fast and designed to support both startups and large institutions:

• Visit the Website: Go to Rain and click on “Let’s Talk” to begin your onboarding journey.
• Explore the Platform: Review the core product categories—Cards, Money-In, Accounts, and Money-Out—to see what fits your business.
• Read the Documentation: Access technical guides and API references in the API Docs section to understand integration flows.
• Start Integration: Use Rain’s developer-first API to launch your product—from card issuance to on/off-ramp flows.
• Launch & Scale: Go live with stablecoin-native payments, manage compliance via built-in tools, and grow your reach globally with Rain's infrastructure.
• Stay Connected: Join the Rain community on LinkedIn or X (Twitter) for updates, product news, and support.