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Sphere

Sphere

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DeFiPayments

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About Sphere

Sphere provides a comprehensive payment platform facilitating seamless cross-border transactions. It offers customizable payment links, fiat-to-crypto conversions, and compliance tools, catering to businesses and individuals seeking efficient global payment solutions.

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Sphere is a comprehensive global payments platform designed to make currency conversion and international money movement seamless, compliant, and developer-friendly. It bridges the gap between traditional financial rails and next-gen digital systems by offering individuals, businesses, and fintechs access to powerful multi-currency tools through intuitive interfaces and developer toolkits. From Apple Pay integration to customizable off-ramp infrastructure, Sphere empowers users to send, receive, and convert money across borders effortlessly.

With a deep focus on security, compliance, and scalability, Sphere offers real-time settlements, OTC services, and conversion support for over a dozen fiat currencies. Whether you’re a business seeking to optimize cross-border transfers or a developer building a money movement product, Sphere simplifies global finance through a single API, a no-code console, or its embeddable SphereRamp widget.

Sphere is built to address the fragmented nature of international payments by offering a unified platform for currency exchange, remittances, and global money transfers. The platform offers both a developer-friendly API suite and a no-code dashboard experience that enables businesses to onboard quickly and offer tailored payment services across a wide range of use cases, including OTC settlements, vendor payouts, and multi-party transfers.

A standout feature is SphereRamp—an embeddable JavaScript widget that allows merchants to instantly enable global currency conversion and payment capabilities within their apps. This widget requires no complex backend integration and includes real-time theming and branding customizations, letting companies deploy full-featured financial rails in just minutes. It supports white-labeled services and leverages Sphere’s infrastructure for security, privacy, and regulatory compliance.

The platform's capabilities are strengthened by robust AML/Fraud detection systems, GDPR and PCI compliance, and zero-custody architecture. Sphere does not hold funds directly but facilitates peer-to-peer transfers using encrypted and tokenized protocols. Sphere also includes built-in analytics dashboards, multiparty access controls, and customizable roles, making it a suitable infrastructure for financial institutions and fintech startups.

In the competitive landscape of payments infrastructure, Sphere competes with platforms like Ramp Network, MoonPay, and Transak, while differentiating itself with its white-label capabilities, compliance-focused backend, and flexible deployment options. From individuals looking to remit funds to enterprises handling large-scale payouts, Sphere is positioned as a full-stack solution for international money movement.

Sphere offers a robust list of features and benefits that serve diverse financial needs across global payment markets:

Multi-Currency Support: Seamlessly convert and transfer between USD, EUR, MXN, BRL, and more using real-time exchange rates.
White-Labeled Solutions: Offer custom-branded payment services without handling compliance or development in-house.
SphereRamp Widget: Easily embed currency conversion and payment features directly into your app with no-code setup.
Non-Custodial and Secure: Sphere never holds user funds. All transfers are peer-to-peer, encrypted, and compliant with GDPR and PCI standards.
Comprehensive Analytics: Real-time insights into customer behavior, transaction trends, and financial performance through the dashboard.
Developer Toolkits: RESTful APIs, SDKs, and extensive documentation allow rapid deployment and product customization.
Compliant & Audited: Fully aligned with OFAC, BSA/AML, and FTC best practices, with regular security audits.

Sphere makes it fast and simple to start using its global money transfer tools:

Create an Account: Visit the Sphere website and sign up for a business or individual account.
Access the Dashboard: Log in to your personal dashboard to view analytics, manage payments, and configure your preferences.
Integrate via API or No-Code: Use Sphere’s RESTful API or no-code tools to deploy money transfer, off-ramp, and conversion capabilities.
Use SphereRamp: Embed the SphereRamp widget by copying the provided JavaScript snippet into your app and customizing it with your branding.
Explore Developer Tools: Access SDKs, webhooks, and event monitoring in the developer documentation section.
Send and Receive Money: Begin transferring across supported currencies with competitive rates and near-instant settlement.
Get Support: Reach out to 24/7 support for technical or operational help anytime via the Sphere portal.

Sphere FAQ

SphereRamp is an embeddable JavaScript widget that allows businesses to add currency conversion and payment off-ramping directly into their web apps without deep technical setup. It removes the need for API-level backend integration and handles all regulatory and security concerns internally. Once deployed, users can accept, convert, and settle payments across 132+ global currencies through Sphere with minimal operational overhead.
Yes, Sphere offers a fully functional no-code console that enables individuals and businesses to send and receive payments, manage conversions, and access analytics without touching code. Users can also generate payment links for use across email, SMS, or social media. Everything is available through a secure, compliant UI at Sphere, making it ideal for non-technical users.
Sphere never holds user funds. All payments are facilitated peer-to-peer, ensuring that funds go directly from sender to recipient. Unlike traditional processors that temporarily store money, Sphere’s non-custodial architecture increases security, reduces risk, and enhances privacy. Transfers are encrypted, tokenized, and audited for regulatory compliance, setting it apart from platforms that require trust in centralized intermediaries like banks or custodians.
Sphere adheres to top-tier security practices, including PCI compliance, GDPR protocols, and active monitoring for AML/fraud. Its smart contracts and systems undergo regular penetration testing, threat modeling, and code audits. The platform is compliant with OFAC sanctions, FTC standards, and uses BSA/AML frameworks. All sensitive data is encrypted in transit and at rest, ensuring maximum protection across transactions.
Developers or admins can customize the SphereRamp widget using the theme property in the configuration object. This includes setting primary color themes, border radius, and branding elements like logos. Sphere offers multiple theme presets such as zinc, slate, and violet. Full documentation on customization is available via the Sphere Developer Docs, and all theming can be previewed in debug mode before production deployment.