DigiMaaya

DigiMaaya is built on the belief that financial freedom should be accessible, intelligent, and secure. The platform aims to bridge the gap between traditional finance and decentralized ecosystems by offering both regulated financial products and innovative Web3 tools. At its core, DigiMaaya combines user-first design with enterprise-grade infrastructure to deliver a smart, scalable, and inclusive financial network.

The project's ambition goes beyond trading—it is actively developing a complete AI automation layer that will empower users to optimize their portfolios and financial health with minimal manual intervention. This includes upcoming features like virtual avatars for personalized finance assistance, staking options for fixed passive returns, and intelligent tax calculators that enhance fiscal management for individuals and businesses alike.

By integrating diverse product categories such as banking services, financial analytics, and launchpad tools, DigiMaaya envisions a unified digital environment where users can earn, store, trade, and grow their assets securely. Its vision is not just to become a platform—but a personalized financial companion for every user navigating the modern economy.

The DigiMaaya roadmap outlines a series of aggressive milestones beginning in Q1 2025 with the launch of the TMA system and over 100,000 users onboarded. The company also confirmed the success of its ICO Web App with over $1 million raised and initiated license acquisitions for global compliance.

In Q2 2025, DigiMaaya finalized the development of its proprietary crypto exchange and began building a full-fledged launchpad platform. By Q3 2025, the company will execute its Token Generation Event (TGE) and global listing, alongside deploying its innovative AI automation layer. The roadmap reflects a long-term strategy of VC-backed scalability and continuous product rollout, with up to $25 million committed from venture capital partners.

DigiMaaya was founded in 2021 by Utsav Dar and Heero Punjabi. Utsav Dar serves as the CEO, bringing a vision of creating a user-centric, global, regulated, and compliant financial super-app. Heero Punjabi holds the position of Co-founder and Chief Technology Officer (CTO), contributing his expertise in technology development.

The leadership team also includes:

• Punnoose Joseph: Co-founder and Chief Technology Architect, responsible for the overarching technology strategy.
• Preet Gill: Co-founder, Investor Relations and Corporate Communications, managing stakeholder engagement and communication strategies.
• Dr. Chiraag Jain: Chief of Staff and Chief Operating Officer (COO), overseeing operational functions and organizational management.

In March 2024, Mirai Capital invested $7 million in DigiMaaya during its Series A funding round. This strategic investment aims to support DigiMaaya's growth and expansion across the UAE and India, reinforcing its position in the fintech sector.

DigiMaaya has not publicly announced specific details regarding alpha, beta, or testnet phases. However, the platform's roadmap indicates significant development milestones:

• Q1 2025: Launch of the TMA system with an expected user base of over 100,000 and the successful raising of over $1 million through its ICO web app.
• Q2 2025: Completion of exchange development and initiation of launchpad development, with up to $25 million committed from venture capitalists.
• Q3 2025: Token Generation Event (TGE) and global exchange launch, alongside the deployment of an AI automation layer.

These milestones suggest a progression through internal testing phases leading up to broader public availability, aligning with standard software development lifecycles.