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Digital Era Bank

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DeFiPayments
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This is an upcoming app, and it is not yet live or validated by community. The estimated launch date is 29 Sept '25.

About Digital Era Bank

Digital Era Bank (DEBC) is building the next generation of financial infrastructure - bridging the worlds of traditional banking and crypto. Through its fully licensed, system-agnostic platform, DEBC enables users and businesses to open IBAN-linked accounts, seamlessly convert between fiat and crypto, and access compliance-ready tools for global payments, payroll, and digital asset integration. Unlike most crypto platforms, DEBC is licensed in Canada and expanding globally across the EU and APAC. The platform supports stablecoin payments, offers dedicated wallets, and integrates AML/KYC frameworks for enterprise-level compliance. Built by the licensed financial entity Baer’s Crest, DEBC is designed for both retail users and high-risk industries in need of transparent, scalable solutions.

Digital Era Bank is a cutting-edge financial platform that bridges the gap between traditional banking and decentralized finance. Designed to serve individuals and businesses — especially those in high-risk or underserved industries — the platform offers a seamless interface where users can manage fiat and crypto together. Its core architecture includes multi-currency IBANs, non-custodial wallets, and a rails-agnostic payment bridge, allowing for instant, low-cost global transactions.


With integrated AI-powered budgeting tools, smart investments, and security-driven automation, Digital Era Bank provides a unified financial experience. Whether you’re making payroll payments, converting stablecoins, or receiving global transfers, DEBC delivers total control without compromise. Its personal and business banking tools are optimized for both Web2 and Web3 operations, giving users unmatched financial flexibility.

The vision behind Digital Era Bank is to build a borderless, inclusive, and intelligent financial ecosystem. Traditional banks often exclude high-risk industries like crypto, gaming, and fintech startups. DEBC’s founders recognized this gap and set out to deliver a compliant, scalable, and automated banking platform that removes outdated financial restrictions.


Inspired by real-world challenges like blocked payments, delayed transactions, and the high cost of financial services, Digital Era Bank leverages AI and blockchain to solve problems that conventional institutions ignore. With features like AI-driven fraud detection, automated savings, and multi-rail payment routing, DEBC redefines financial agility and trust.


At its heart, the project is about empowering users — from NFT creators and freelancers to international enterprises — with complete financial autonomy. DEBC’s infrastructure is designed to make fiat-crypto conversions instant, expense tracking intelligent, and global finance frictionless. It’s not just a better bank. It’s a smarter one built for how the world actually works today.

  • Q2 2025: Launch of DEBC token presale with weekly tiered pricing and onboarding campaign.
  • Q3 2025: Public token launch, listings on top-tier CEX/DEX, and DEBC token integration across the platform.
  • Q4 2025: Legal structuring, team expansion, and implementation of AI-driven fraud prevention tools.
  • Q1 2026: Launch of Ethereum, BSC, and Solana marketplaces with cross-chain interoperability.
  • Q2–Q3 2026: Deployment of AI-powered microloan services with full compliance infrastructure.

The founding team at Digital Era Bank includes Ludovic Vuillier (CEO & Founder), Kshitij Singh (COO), and Ophir Abitbol (Chief Technical Officer). Supporting them are Ruthie Abitbol (Chief of Staff), Dmytro Hrechanyi, Andrii Sliusar, and Rivka Fogelman, all full-stack engineers with deep blockchain and fintech expertise.


In addition, Digital Era Bank partners with Baer’s Crest, a licensed financial entity that supports regulatory compliance, IBAN account provisioning, and fraud risk management. This collaboration ensures that DEBC remains secure, scalable, and legally robust — delivering the trust and transparency that modern finance demands.

Early adopters can join the waitlist to gain exclusive access to the DEBC platform before public release. Benefits include DEBC token rewards, reduced transaction fees, and priority entry into new platform features. Digital Era Bank aims to reward its early community with financial incentives and governance participation as part of its rollout.

Digital Era Bank Activities

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Digital Era Bank FAQ

  • Digital Era Bank eliminates legacy bottlenecks with a rails-agnostic bridge that connects blockchain networks with SWIFT, SEPA, and ACH systems. This enables Web3 businesses to send and receive crypto or fiat instantly, without waiting days for transfers to clear.

  • Yes. Digital Era Bank supports automated multi-currency payouts for both fiat and crypto. You can schedule payroll for teams globally and settle payments in stablecoins, ETH, BTC, or traditional currencies—all with real-time conversion and AI-optimized routing.

  • Digital Era Bank is built with regulatory-grade compliance and AI-driven fraud prevention, making it uniquely capable of serving sectors blocked by traditional banks. With support for smart contracts, royalty automation, and non-custodial wallets, it’s purpose-built for blockchain-native operations.

  • DEBC’s AI-powered financial assistant tracks spending, sets budgeting limits, and recommends optimizations in real time. Digital Era Bank can auto-categorize expenses, suggest savings plans, and help you stay on track whether you're an individual or a business user.

  • DEBC token holders enjoy reduced transaction fees, access to premium features, staking rewards, and participation in platform governance. As the core utility asset, it powers transactions, unlocks early access, and offers real-time liquidity within the Digital Era Bank ecosystem.

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