Noon Capital

Noon Capital was designed around one fundamental question: “How can we maximize value for users?” This led the team to build a next-generation stablecoin protocol that combines intelligent yield generation with ethical token distribution. Unlike most DeFi projects, Noon prioritizes its community by allocating up to 80% of all governance tokens to users—not investors, advisors, or influencers. With an emphasis on capital efficiency, accessibility, and security, Noon aims to democratize powerful financial tools once reserved for institutional players.

The system is centered on two core tokens: USN (the stablecoin) and sUSN (its staked, yield-bearing version). USN holders receive a large share of $NOON governance tokens, while sUSN holders benefit from a significant share of protocol-generated yield. The APY on sUSN currently sits at 7.22%, excluding additional token incentives. This dual-token approach allows Noon to serve users with varying risk profiles—from conservative yield-seekers to growth-focused governance participants.

Returns are generated via two main delta-neutral strategies: funding rate arbitrage and tokenized U.S. Treasury bills. These methods are dynamically allocated by the Noon trading team using a proprietary optimization engine. All strategies undergo strict due diligence, and capital deployment is constantly reevaluated for safety and performance. The system also includes real-time Proof of Solvency to ensure transparency and user confidence.

Noon’s governance model revolves around the upcoming $NOON token. Unlike tokens launched with VC backing, $NOON is distributed entirely through user activity and engagement. It includes a flexible vesting mechanism with multipliers, incentivizing longer-term staking and governance participation. The governance token is also backed by revenue streams—unused funds from the Noon Insurance Fund are used to buy back NOON tokens, redistributing them to sNOON holders.

Competitively, Noon Capital stands apart from platforms like Frax, and Angle Protocol by offering a community-first model with full transparency and no private token allocations. The project also avoids the rapid yield decay seen in many competitors by using its large community reserve to maintain user incentives over a 5+ year period. For more, visit Noon Capital.

Noon Capital provides numerous benefits and features that make it a standout protocol in the stablecoin and DeFi yield landscape:

• Dual-Token Structure: Noon utilizes USN and sUSN to offer users the flexibility to choose between governance rewards or yield earnings depending on their risk appetite.
• Intelligent Yield Allocation: Capital is deployed to delta-neutral strategies like funding rate arbitrage and tokenized T-bills, ensuring stable through-cycle returns for sUSN holders.
• Fair Token Distribution: Up to 80% of $NOON tokens are allocated to users rather than insiders or VCs, prioritizing fairness and decentralization.
• Points-Based Reward System: Early users earn convertible points based on holdings and ecosystem activity, with powerful multipliers for actions like DEX liquidity provisioning or staking duration.
• Transparent Solvency Model: Noon is the first stablecoin to implement real-time proof of solvency, verified by third parties, enhancing trust and protocol integrity.
• Governance Utility via sNOON: Long-term users who stake $NOON receive sNOON, enabling participation in protocol governance and access to residual yield from the Insurance Fund.
• Flexible Yield Profiles: Whether aiming for moonshot rewards with USN or stable income with sUSN, Noon accommodates both speculative and conservative DeFi users.
• Composability & Web3-Native Integration: Noon tokens are built to interact across chains and DeFi platforms, enhancing liquidity and utility throughout the broader ecosystem.

Noon Capital offers a smooth onboarding process that empowers users to earn yield or accumulate governance power with just a few clicks:

• Step 1: Visit the dApp: Head over to Noon Capital and connect your Web3 wallet like MetaMask or WalletConnect.
• Step 2: Acquire USN: Swap USDC or USDT for USN via the app or buy directly on supported DEXes.
• Step 3: Choose Your Strategy: Stake your USN in the protocol to receive sUSN and start earning real yield, or hold USN for higher governance token rewards.
• Step 4: Track Your Rewards: Monitor your APY, points accumulation, and upcoming NOON allocations through the app’s dashboard.
• Step 5: Participate in Governance: After the NOON TGE (expected in Q2 2025), claim your tokens using your points and choose to stake them for sNOON to unlock voting rights and Insurance Fund distributions.
• Step 6: Boost Your Points: Maximize your NOON token rewards by participating in activities like DEX liquidity provisioning or lending with partner protocols.
• Step 7: Stay Updated: Follow official channels like Twitter, Telegram, and Noon Capital to receive updates on reward boosts, governance proposals, and protocol upgrades.