About Spritz Finance
Spritz Finance is a next-generation crypto app that bridges the gap between Web3 and real-world finance. Designed for seamless spending, saving, and transacting, Spritz Finance enables users to off-ramp crypto directly to bank accounts, pay bills with digital assets, fund a Visa card, and even buy crypto using traditional fiat—all from one intuitive platform.
Whether you're a crypto-native or just starting out, Spritz gives you unmatched flexibility to use your on-chain assets for everyday expenses. With global support, low fees, and powerful integrations across 14 networks and 50,000+ tokens, Spritz Finance makes it easy to turn your digital wealth into real-world utility.
Spritz Finance is revolutionizing the way crypto holders interact with traditional financial systems. As more users accumulate value in digital assets, the demand for practical, real-world utility is growing. Spritz addresses this head-on by offering a suite of tools that allow users to move fluidly between crypto and fiat.
One of the standout features is the off-ramp tool, which lets users transfer crypto directly to bank accounts in over 30 countries with instant settlement and low 0.5% fees for EVM and Solana networks. From day one, users can off-ramp up to $150,000 with minimal KYC friction and high privacy standards.
Spritz also supports buying crypto with fiat, offering unlimited purchase limits, 1% transaction fees, and the ability to schedule recurring crypto purchases. This makes it ideal for dollar-cost averaging or building a long-term position in assets like BTC or SOL.
Another core feature is the Spritz Card—a Visa-backed crypto debit card that users can top up with over 50,000 tokens. It works globally anywhere Visa is accepted and is compatible with Apple Pay and Google Pay. Users enjoy premium perks like lounge access, travel insurance, and concierge services, depending on their card tier.
On the utility side, Spritz allows users to pay over 6,000+ real-world bills—from credit cards to student loans—using crypto. The bill pay dashboard includes auto-pay features, reminders, and full history tracking, making it practical for managing everyday financial obligations using digital assets.
Spritz stands out in a crowded field of off-ramp and crypto card tools by offering a full-stack financial experience. While competitors like MoonPay, and Ramp offer partial solutions, Spritz Finance provides a unified platform for off-ramping, on-ramping, bill payments, and card usage, all tied together with a user-first approach and global accessibility.
Spritz Finance delivers a powerful suite of crypto-to-fiat utilities designed to make on-chain wealth usable in everyday life:
- Crypto Off-Ramp to Bank: Transfer crypto to your bank account with low 0.5% fees and up to $150k in daily limits.
- Buy Crypto from Bank: Instantly purchase Bitcoin, Ethereum, and other assets using fiat—with no upper limits and just a 1% fee.
- Spritz Card: Fund a Visa debit card using BTC, SOL, or any of 50,000+ tokens and spend anywhere Visa is accepted.
- Bill Pay with Crypto: Pay over 6,000+ types of bills using your digital assets—credit cards, utilities, loans, and more.
- Recurring Buys & Auto-Pay: Automate your purchases and payments for greater consistency and financial control.
- Multichain Support: Supports 14+ blockchain networks including Ethereum, Solana, Arbitrum, Polygon, and Base.
- Private & De-Bank Resistant: Designed for high privacy, low friction KYC, and minimal exposure to traditional banking restrictions.
Getting started with Spritz Finance is simple, fast, and free. Follow these steps to start using your crypto for real-world needs:
- Go to the Website: Visit app.spritz.finance and click Get Started to create your account.
- Connect Your Wallet: Use any Web3 wallet compatible with EVM or Solana to connect your funds.
- Choose Your Service: Off-ramp crypto to your bank, buy crypto with fiat, pay bills, or fund your Spritz Visa Card.
- Complete KYC: Provide basic identity verification—no complex documents needed.
- Start Transacting: Move value instantly with low fees, real-time tracking, and access to premium financial tools.
- Get Perks: New users get a 50% discount on fees for the first $1,000 in transactions.
- Manage Everything in One Dashboard: Track transactions, schedule payments, and monitor your crypto and fiat activity with ease.
Spritz Finance Reviews by Real Users
Spritz Finance FAQ
Spritz Finance goes beyond simple off-ramping by offering a complete suite of tools for using crypto in everyday life. Unlike services that only convert crypto to fiat, Spritz lets you pay bills, buy crypto, spend with a Visa card, and automate transactions—all from one dashboard. With low fees, high limits, and multi-chain support, Spritz is built for daily use, not just conversions.
Spritz supports over 6,000 real-world bills including credit cards, mortgage payments, utilities, car loans, and student debt. You can link and pay these directly using crypto without needing to touch fiat. It also offers auto-pay and reminders, so your bills are managed securely and on time. Spritz Finance helps you live off your crypto without depending on banks.
The Spritz Card is a Visa debit card you can fund directly with BTC, SOL, or any of 50,000+ supported tokens. Once topped up, you can use it to shop, travel, or dine anywhere Visa is accepted. It works with Apple Pay and Google Pay for contactless payments. Depending on your card tier, you also get perks like lounge access, travel insurance, and concierge services. Spritz makes your crypto as usable as cash—globally.
Yes, Spritz Finance allows you to set up automatic, recurring crypto buys directly from your bank account. This is ideal for dollar-cost averaging (DCA) into assets like Bitcoin or Ethereum. There’s no upper limit on purchase amounts, and fees are just 1% on most networks. It's a simple way to build your portfolio over time without manual transactions.
Spritz supports 30+ countries with a growing list of regions added regularly. Users can off-ramp crypto to their local bank accounts, pay bills, and spend globally with the Spritz Card. The platform works with 14+ blockchain networks and offers instant transfers and low fees, making it one of the most versatile tools for global crypto utility. Check the site for the most up-to-date country list and features.